160 cards · verified quarterly

Every card we actually track.

Annual fee, forex markup, lounges at a glance. Click any card to run a personalized break-even calculator against your spend pattern.

HDFC · super-premium
Diners Club Black METAL Credit Card
₹10,000/yr2% forex
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HDFC · super-premium
HDFC Infinia Metal Edition
₹12,500/yr999D / 999I lounges
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Axis · super-premium
Magnus Credit Card
₹12,500/yr2% forex
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IDFC First · super-premium
FIRST Private Credit Card
₹50,000/yr0% forex4D / 0I lounges
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American Express · super-premium
American Express® Platinum Card
₹66,000/yr
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Axis · premium
Axis Bank Atlas
₹5,000/yr3.5% forex8D / 6I lounges
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American Express · premium
American Express® Platinum Travel Credit Card
₹5,000/yr8D / 0I lounges
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RBL · premium
Icon Credit Card
₹5,000/yr2D / 0I lounges
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AU · premium
Zenith Credit Card
₹7,999/yr1.99% forex8D / 8I lounges
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Yes · premium
MARQUÉE Credit Card
₹9,999/yr1% forex0D / 0I lounges
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SBI · premium
KrisFlyer SBI Card Apex
₹9,999/yr8D / 8I lounges
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HDFC · premium
HDFC Diners Club Black
₹10,000/yr999D / 6I lounges
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SBI · mid
SBI Cashback
₹999/yr0D / 0I lounges
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HDFC · mid
Tata Neu Infinity HDFC Bank Credit Card
₹1,499/yr2% forex8D / 4I lounges
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American Express · mid
American Express MRCC
₹1,500/yr4D / 0I lounges
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Kotak · mid
Kotak Zen Credit Card
₹1,500/yr2D / 3I lounges
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RBL · mid
IndianOil RBL Bank XTRA Credit Card
₹1,500/yr
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Yes · mid
YES First Exclusive Credit Card Nri
₹1,999/yr1.75% forex0D / 0I lounges
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ICICI · mid
Manchester United Signature Credit Card
₹2,499/yr3.5% forex2D / 0I lounges
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HDFC · mid
Regalia Gold Credit Card
₹2,500/yr2% forex12D / 6I lounges
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SBI · mid
SBI Card PRIME
₹2,999/yr8D / 4I lounges
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AU · mid
Vetta Credit Card
₹2,999/yr1D / 4I lounges
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SBI · mid
Club Vistara SBI Card PRIME
₹2,999/yr8D / 4I lounges
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SBI · mid
SBI Card MILES PRIME
₹2,999/yr2.5% forex8D / 4I lounges
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Kotak · mid
Kotak White Credit Card
₹3,000/yr8D / 4I lounges
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Axis · mid
Horizon Credit Card
₹3,000/yr3.5% forex8D / 2I lounges
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Axis · mid
Axis Bank Select Credit Card
₹3,000/yr3.5% forex2D / 12I lounges
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IDFC First · mid
Diamond Reserve Credit Card
₹3,000/yr0% forex8D / 8I lounges
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Kotak · mid
Kotak Air+ Credit Card
₹3,000/yr2% forex4D / 2I lounges
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RBL · mid
World Safari Credit Card
₹3,000/yr0% forex2D / 2I lounges
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ICICI · mid
ICICI Bank Sapphiro Credit Card
₹3,500/yr3.5% forex4D / 2I lounges
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Axis · mid
Miles & More Axis Bank Credit Card
₹3,500/yr3.5% forex4D / 2I lounges
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American Express · mid
American Express® Gold Card
₹4,500/yr
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SBI · mid
SBI Card ELITE
₹4,999/yr1.99% forex2D / 6I lounges
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AU · mid
AU Traverse Credit Card for NRIs
₹4,999/yr0.99% forex2D / 2I lounges
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AU · mid
Zenith⁺ Credit Card
₹4,999/yr0.99% forex16D / 16I lounges
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RBL · mid
World Plus Credit Card
₹4,999/yr8D / 0I lounges
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SBI · mid
Air India SBI Signature Card
₹4,999/yr8D / 0I lounges
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SBI · mid
IndiGo SBI Card ELITE
₹4,999/yr8D / 6I lounges
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SBI · mid
KVB SBI Signature Card
₹4,999/yr8D / 0I lounges
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SBI · mid
SBI Card Miles Elite
₹4,999/yr1.99% forex8D / 6I lounges
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SBI · mid
PSB SBI Card ELITE
₹4,999/yr1.99% forex2D / 6I lounges
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HSBC · mid
HSBC TravelOne Credit Card
₹4,999/yr6D / 4I lounges
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ICICI · entry
Amazon Pay ICICI
Lifetime free0D / 0I lounges
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Yes · entry
YES Bank ZAGG Credit Card
Lifetime free1.99% forex0D / 0I lounges
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IndusInd · entry
ePay Amex Credit Card
Lifetime free
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Yes · entry
Klick RuPay Credit Card
Lifetime free
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IDFC First · entry
FIRST Classic Credit Card
Lifetime free4D / 0I lounges
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IDFC First · entry
LIC Select Credit Card
Lifetime free2D / 0I lounges
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IDFC First · entry
FIRST Millennia Credit Card
Lifetime free4D / 0I lounges
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IDFC First · entry
FIRST Wealth Credit Card
Lifetime free1.5% forex4D / 4I lounges
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IDFC First · entry
FIRST WOW! Credit Card
Lifetime free0% forex4D / 0I lounges
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AU · entry
ABC Nxt and Flex Credit Card
Lifetime free3.5% forex2D / 0I lounges
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AU · entry
InstaPay Credit Card
Lifetime free
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ICICI · entry
Platinum Chip Credit Card
Lifetime free3.5% forex
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IDFC First · entry
FIRST WOW! Credit Card
Lifetime free0% forex
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IDFC First · entry
LIC Classic Credit Card
Lifetime free1D / 0I lounges
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IDFC First · entry
Lifestyle Credit Card
Lifetime free0% forex4D / 2I lounges
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IDFC First · entry
Lifetime-Free Credit Cards
Lifetime free4D / 0I lounges
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IDFC First · entry
FIRST Corporate
Lifetime free3.5% forex2D / 2I lounges
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IndusInd · entry
IndusInd Bank Avios Visa Infinite Credit Card
Lifetime free1.5% forex2D / 2I lounges
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IndusInd · entry
Celesta Credit Card
Lifetime free
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IndusInd · entry
EazyDiner Platinum Credit Card
Lifetime free
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IndusInd · entry
Pinnacle Credit Card
Lifetime free1D / 1I lounges
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IndusInd · entry
Platinum Visa Credit Card
Lifetime free
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IndusInd · entry
Samman RuPay Credit Card
Lifetime free
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Kotak · entry
Kotak League Platinum Credit Card
Lifetime free
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Kotak · entry
Solitaire Business Credit Card
Lifetime free1.99% forex1D / 1I lounges
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Kotak · entry
Kotak Solitaire Credit Card
Lifetime free0% forex
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Kotak · entry
Kotak Infinite Credit Card
Lifetime free2% forex4D / 0I lounges
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Yes · entry
YES Bank Credit Card
Lifetime free
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Yes · entry
Yes Bank Card
Lifetime free
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Yes · entry
YES Bank UNI RuPay Credit Card
Lifetime free
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HSBC · entry
HSBC Visa Platinum Credit Card
Lifetime free
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IndusInd · entry
Platinum Visa Credit Card
Lifetime free
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RBL · entry
RBL Bank Bankbazaar SaveMax Credit Card
Lifetime free
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Federal · entry
Scapia Card
Lifetime free0% forex
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AU · entry
CA Metal Credit Card
Lifetime free1.99% forex2D / 0I lounges
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Axis · entry
Fibe Axis Bank Credit Card
Lifetime free3.5% forex4D / 0I lounges
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Axis · entry
Google Pay Flex Axis Bank Credit Card
Lifetime free3.5% forex
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IDFC First · entry
FIRST Select Credit Card
Lifetime free1.99% forex4D / 0I lounges
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Yes · entry
YES BANK Credit Card
Lifetime free
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Axis · entry
Reserve Credit Card
Lifetime free
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Yes · entry
FinBooster Credit Card
Lifetime free
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IndusInd · entry
IndusInd Bank Crest Credit Card
Lifetime free
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Yes · entry
YES BANK RuPay Credit Card
Lifetime free
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IndusInd · entry
Platinum Aura Edge Visa/Master Credit Card
Lifetime free
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IndusInd · entry
IndusInd Bank Tiger Credit Card
Lifetime free1.5% forex2D / 2I lounges
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AU · entry
AU LIT Credit Card
Lifetime free
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AU · entry
ixigo AU Credit Card
Lifetime free0% forex16D / 1I lounges
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Federal · entry
VISA Signet Credit Card
Lifetime free1D / 0I lounges
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HDFC · entry
FIFA World Cup 2026™ PIXEL Play Visa Credit Card
Lifetime free
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Kotak · entry
Kotak811 Dream Different Credit Card
Lifetime free
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Yes · entry
BYOC Credit Card
Lifetime free1D / 0I lounges
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DBS · entry
DBS Treasures
Lifetime free
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Onecard · entry
One Credit Card
Lifetime free
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IndusInd · entry
Pioneer Heritage Credit Card
Lifetime free0% forex
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IDFC First · entry
FIRST Digital RuPay Credit Card
₹199/yr
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AU · entry
AU NOMO Credit Card
₹199/yr0.99% forex2D / 0I lounges
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ICICI · entry
HPCL Coral Credit Card
₹199/yr3.5% forex
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AU · entry
Altura Credit Card
₹199/yr8D / 0I lounges
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SBI · entry
Shaurya SBI Card
₹250/yr4D / 0I lounges
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HDFC · entry
PIXEL Go Credit Card
₹250/yr
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Axis · entry
NEO Credit Card
₹250/yr3.5% forex
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AU · entry
AU SPONT Credit Card
₹299/yr2D / 0I lounges
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Yes · entry
YES BANK POP-CLUB Credit Card
₹399/yr
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Kotak · entry
IndianOil Fuel Credit Card
₹449/yr
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Axis · entry
Axis Bank ACE
₹499/yr4D / 0I lounges
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SBI · entry
SBI Card Unnati
₹499/yr
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ICICI · entry
ICICI Bank Expressions Credit Card
₹499/yr0D / 0I lounges
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SBI · entry
BPCL SBI Card
₹499/yr4D / 0I lounges
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SBI · entry
Reliance SBI Card
₹499/yr0D / 0I lounges
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HDFC · entry
Tata Neu Plus HDFC Bank Credit Card
₹499/yr3.5% forex4D / 0I lounges
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AU · entry
Altura+ Credit Card
₹499/yr8D / 0I lounges
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IDFC First · entry
FIRST Power+ Credit Card
₹499/yr4D / 0I lounges
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IDFC First · entry
FIRST SWYP Credit Card
₹499/yr4D / 0I lounges
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Kotak · entry
Kotak Shopping Credit Card
₹499/yr
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SBI · entry
Karnataka Bank SimplySAVE SBI Card
₹499/yr
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SBI · entry
SimplyCLICK SBI Card
₹499/yr
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SBI · entry
SimplySAVE SBI Card
₹499/yr
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Yes · entry
YES Prosperity Business Credit Card
₹499/yr2.5% forex1D / 0I lounges
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Yes · entry
YES BANK Paisabazaar PaisaSave Credit Card
₹499/yr
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IDFC First · entry
FIRST EA₹N - FD Backed Virtual RuPay Credit Card
₹499/yr3.5% forex
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Standard Chartered · entry
Smart Credit Card
₹499/yr
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Kotak · entry
PVR Inox Kotak Credit Card
₹499/yr
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AU · entry
CheQ AU Credit Card
₹499/yr
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Axis · entry
Flipkart Axis Bank
₹500/yr4D / 0I lounges
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HDFC · entry
Swiggy HDFC Bank
₹500/yr0D / 0I lounges
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ICICI · entry
ICICI Bank Coral Credit Card
₹500/yr3.5% forex1D / 0I lounges
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ICICI · entry
ICICI Bank RuPay Credit Card
₹500/yr0.99% forex4D / 0I lounges
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HDFC · entry
IRCTC HDFC Bank Credit Card
₹500/yr8D / 0I lounges
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Axis · entry
MY ZONE EASY Credit Card
₹500/yr3.5% forex0D / 0I lounges
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Axis · entry
My Zone Credit Card
₹500/yr3.5% forex1D / 0I lounges
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HDFC · entry
Indian Oil HDFC Bank Credit Card
₹500/yr3.5% forex
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HDFC · entry
Paytm HDFC Bank Business Credit Card
₹500/yr1% forex
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ICICI · entry
Chennai Super Kings ICICI Bank Credit Card
₹500/yr3.5% forex4D / 0I lounges
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RBL · entry
RBL Bank Play Credit Card
₹500/yr
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Yes · entry
YES Bank Select Credit Card
₹599/yr3.5% forex
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IDFC First · entry
FIRST WOW! Black Credit Card
₹750/yr0% forex4D / 0I lounges
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Kotak · entry
Kotak Cashback Plus Credit Card
₹750/yr
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IDFC First · entry
FIRST Business Credit Card
₹999/yr1.99% forex2D / 0I lounges
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Kotak · entry
Kotak Biz Edge Credit Card
₹999/yr3.5% forex
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SBI · entry
SBI Card
₹999/yr1.99% forex2D / 1I lounges
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SBI · entry
SBI Card
₹999/yr1.99% forex2D / 1I lounges
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SBI · entry
SBI Card
₹999/yr1.99% forex2D / 1I lounges
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HSBC · entry
HSBC Live+ Credit Card
₹999/yr4D / 0I lounges
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HDFC · entry
HDFC Millennia
₹1,000/yr8D / 0I lounges
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AU · entry
Laksya Credit Card
₹1,000/yr8D / 0I lounges
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IDFC First · entry
Business Multiplier Credit Card
₹1,000/yr0% forex1D / 1I lounges
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Kotak · entry
Indigo XL Credit Card
₹1,000/yr8D / 0I lounges
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Kotak · entry
Kotak NRI Royale Signature Credit Card
₹1,000/yr2D / 0I lounges
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IDFC First · entry
Hello Cashback Credit Card
₹1,000/yr
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SBI · entry
Doctor's SBI Card
₹1,499/yr4D / 4I lounges
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SBI · entry
SBI Card PULSE
₹1,499/yr4D / 0I lounges
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SBI · entry
Club Vistara SBI Card
₹1,499/yr4D / 0I lounges
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SBI · entry
Shaurya Select SBI Card
₹1,499/yr4D / 0I lounges
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SBI · entry
Apollo SBI Card SELECT
₹1,499/yr4D / 2I lounges
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SBI · entry
SBI Card MILES
₹1,499/yr3% forex4D / 2I lounges
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SBI · entry
PhonePe SBI Card SELECT BLACK
₹1,499/yr4D / 0I lounges
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Yes · entry
Wellness Plus Credit Card
₹1,499/yr
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