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Kotak · Visa

PVR Inox Kotak Credit Card

Experience the Business Class of Entertainment

Annual fee
₹499
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.00% travel · 0.00% dining · 0.00% base.

Net steady-state return
−₹499 /year
0.00% effective · ₹499 fee
Annual reward earned₹0
Annual fee−₹499
Skip this card at your spend.

The fee outweighs the rewards at this spend pattern. Consider a lifetime-free card instead.

vs Axis Bank ACE

At ₹50,000/month with 15% travel and 10% dining.

Metric
PVR Inox Kotak Credit Card
Axis Bank ACE
Annual fee
₹499
₹499
Annual reward
₹0
₹9,000
Net /year (steady)
−₹499
₹9,000
Forex markup

Tools for PVR Inox Kotak Credit Card holders

Frequently asked

Is the PVR Inox Kotak Credit Card worth the ₹499 fee?

It depends on your spend. The PVR Inox Kotak Credit Card earns 0% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for PVR Inox Kotak Credit Card?

Kotak hasn't published a hard minimum income for PVR Inox Kotak Credit Card. Approval depends on credit score, existing relationship, and employment type.

Verified todaylikelySource: www.kotak.bank.in

Reward rates and fees are sourced from Kotak's product page and may change. Always confirm with the card issuer before applying.