🥇ICICI· Lifetime free
Amazon Pay ICICI
5% cashback for Amazon Prime members on Amazon.in (3% for non-Prime), credited to Amazon Pay balance
₹100
5.00% back
Best credit card for Amazon India in India
The best credit card for Amazon India in 2026 is Amazon Pay ICICI, earning 5.00% back (₹100 on a ₹2,000 spend). Runner-up: SBI Cashback at 5.00%.
Rates last verified: 27 April 2026
🥈SBI· ₹999 annual
SBI Cashback
5% cashback on online shopping (Amazon, Flipkart, etc.), capped at ₹5000/month
₹100
5.00% back
🥉HDFC· ₹12,500 annual
HDFC Infinia Metal Edition
5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels
₹67
3.33% back
Amazon India rewards compared
| Card | Effective return | Back on ₹2,000 | Annual fee |
|---|---|---|---|
| Amazon Pay ICICI | 5.00% | ₹100 | Lifetime free |
| SBI Cashback | 5.00% | ₹100 | ₹999 |
| HDFC Infinia Metal Edition | 3.33% | ₹67 | ₹12,500 |
| HDFC Diners Club Black | 3.33% | ₹67 | ₹10,000 |
| ixigo AU Credit Card | 2.50% | ₹50 | Lifetime free |
How we picked these cards
For every Amazon India transaction, we calculate the effective % return on each card — the actual rupees back at the best realistic redemption (Smartbuy, EDGE portal, statement credit, or airline transfer). Capped categories are honored, exclusions are noted, and redemption fees are factored in.
Reward rates are sourced from the bank's product page and re-verified by an automated weekly pipeline. The rate you see is what you actually earn, not the headline promo rate. Read the full methodology.
Top recommendations explained
1. Amazon Pay ICICI
5% cashback for Amazon Prime members on Amazon.in (3% for non-Prime), credited to Amazon Pay balance
ICICI·Lifetime free·Earn ₹100 on this purchaseSource: www.icicibank.com2. SBI Cashback
5% cashback on online shopping (Amazon, Flipkart, etc.), capped at ₹5000/month
SBI·₹999 annual fee·Earn ₹100 on this purchaseSource: www.sbicard.com3. HDFC Infinia Metal Edition
5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels
HDFC·₹12,500 annual fee·Earn ₹67 on this purchaseSource: www.hdfc.bank.in
Frequently asked questions
Which credit card gives the most cashback on Amazon India?
Amazon Pay ICICI earns 5.00% effective back on Amazon India — 5% cashback for Amazon Prime members on Amazon.in (3% for non-Prime), credited to Amazon Pay balance
How is the "best" card on Amazon India calculated?
We rank cards by effective rupee return at the best realistic redemption — accounting for monthly caps, exclusions, and redemption fees. Sources are bank product pages, verified within the last quarter.
Can I stack offers and credit card rewards on Amazon India?
Yes, in most cases bank offers (e.g., 10% off) stack on top of credit card rewards. Always check the offer terms — some "no-cost EMI" or instant discounts disable cashback.
Do reward points expire?
Most Indian banks let you keep points active by spending at least once a year. HDFC and Axis points typically expire after 2–3 years. Amazon Pay ICICI rewards never expire.
Related: best cards for other online shopping spends
Last verified: 27 April 2026. Reward rates are sourced from bank product pages and may change. Always confirm with the card issuer before applying.