Card Pilot
ICICI · Visa

Amazon Pay ICICI

Annual fee
Lifetime free
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.

Net steady-state return
₹6,000 /year
1.00% effective · ₹0 fee
Annual reward earned₹6,000
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

Where this card wins

Pages on CardPilot where Amazon Pay ICICI ranks #1 against every other card we track:

vs YES Bank Select Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
Amazon Pay ICICI
YES Bank Select Credit Card
Annual fee
₹0
₹0
Annual reward
₹6,000
₹6,000
Net /year (steady)
₹6,000
₹6,000
Forex markup

Tools for Amazon Pay ICICI holders

Frequently asked

Is the Amazon Pay ICICI worth the ₹0 fee?

It depends on your spend. The Amazon Pay ICICI earns 1% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for Amazon Pay ICICI?

ICICI hasn't published a hard minimum income for Amazon Pay ICICI. Approval depends on credit score, existing relationship, and employment type.

How do I redeem points on Amazon Pay ICICI?

Best redemption is at Amazon Pay balance, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.

What is the forex markup on Amazon Pay ICICI?

Most Indian cards charge 1.5–3.5% forex markup. We're verifying Amazon Pay ICICI's exact rate.

Reward rates and fees are sourced from ICICI's product page and may change. Always confirm with the card issuer before applying.