Amazon Pay ICICI
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
Where this card wins
Pages on CardPilot where Amazon Pay ICICI ranks #1 against every other card we track:
vs YES Bank ZAGG Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Amazon Pay ICICI holders
Frequently asked
Is the Amazon Pay ICICI worth the ₹0 fee?
It depends on your spend. The Amazon Pay ICICI earns 1% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for Amazon Pay ICICI?
ICICI hasn't published a hard minimum income for Amazon Pay ICICI. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on Amazon Pay ICICI?
Best redemption is at Amazon Pay balance, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.
Reward rates and fees are sourced from ICICI's product page and may change. Always confirm with the card issuer before applying.