YES Bank Select Credit Card
Zero Annual Fees
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.80% travel · 0.80% dining · 0.80% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Flipkart Axis Bank
At ₹50,000/month with 15% travel and 10% dining.
Tools for YES Bank Select Credit Card holders
Frequently asked
Is the YES Bank Select Credit Card worth the ₹599 fee?
It depends on your spend. The YES Bank Select Credit Card earns 0.8% base reward and waives the annual fee at ₹10,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for YES Bank Select Credit Card?
Yes typically requires a minimum income of ₹6,00,000/year for the YES Bank Select Credit Card.
How do I redeem points on YES Bank Select Credit Card?
Best redemption is at Direct statement credit, where 1 point ≈ ₹0.2. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on YES Bank Select Credit Card?
YES Bank Select Credit Card charges 3.5% forex markup on international transactions.
Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.