₹100
5.00% back
Best credit card for Flipkart in India
The best credit card for Flipkart in 2026 is Flipkart Axis Bank, earning 5.00% back (₹100 on a ₹2,000 spend). Runner-up: SBI Cashback at 5.00%.
Rates last verified: 27 April 2026
🥈SBI· ₹999 annual
SBI Cashback
5% cashback on online shopping (Amazon, Flipkart, etc.), capped at ₹5000/month
₹100
5.00% back
🥉HDFC· ₹12,500 annual
HDFC Infinia Metal Edition
5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels
₹67
3.33% back
Flipkart rewards compared
| Card | Effective return | Back on ₹2,000 | Annual fee |
|---|---|---|---|
| Flipkart Axis Bank | 5.00% | ₹100 | ₹500 |
| SBI Cashback | 5.00% | ₹100 | ₹999 |
| HDFC Infinia Metal Edition | 3.33% | ₹67 | ₹12,500 |
| HDFC Diners Club Black | 3.33% | ₹67 | ₹10,000 |
| ixigo AU Credit Card | 2.50% | ₹50 | Lifetime free |
How we picked these cards
For every Flipkart transaction, we calculate the effective % return on each card — the actual rupees back at the best realistic redemption (Smartbuy, EDGE portal, statement credit, or airline transfer). Capped categories are honored, exclusions are noted, and redemption fees are factored in.
Reward rates are sourced from the bank's product page and re-verified by an automated weekly pipeline. The rate you see is what you actually earn, not the headline promo rate. Read the full methodology.
Top recommendations explained
1. Flipkart Axis Bank
5% unlimited cashback on Flipkart
Axis·₹500 annual fee·Earn ₹100 on this purchaseSource: www.axisbank.com2. SBI Cashback
5% cashback on online shopping (Amazon, Flipkart, etc.), capped at ₹5000/month
SBI·₹999 annual fee·Earn ₹100 on this purchaseSource: www.sbicard.com3. HDFC Infinia Metal Edition
5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels
HDFC·₹12,500 annual fee·Earn ₹67 on this purchaseSource: www.hdfc.bank.in
Frequently asked questions
Which credit card gives the most cashback on Flipkart?
Flipkart Axis Bank earns 5.00% effective back on Flipkart — 5% unlimited cashback on Flipkart
How is the "best" card on Flipkart calculated?
We rank cards by effective rupee return at the best realistic redemption — accounting for monthly caps, exclusions, and redemption fees. Sources are bank product pages, verified within the last quarter.
Can I stack offers and credit card rewards on Flipkart?
Yes, in most cases bank offers (e.g., 10% off) stack on top of credit card rewards. Always check the offer terms — some "no-cost EMI" or instant discounts disable cashback.
Do reward points expire?
Most Indian banks let you keep points active by spending at least once a year. HDFC and Axis points typically expire after 2–3 years. Amazon Pay ICICI rewards never expire.
Related: best cards for other online shopping spends
Last verified: 27 April 2026. Reward rates are sourced from bank product pages and may change. Always confirm with the card issuer before applying.