HDFC Infinia Metal Edition
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 33.33% travel · 3.33% dining · 3.33% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
Where this card wins
Pages on CardPilot where HDFC Infinia Metal Edition ranks #1 against every other card we track:
vs HDFC Diners Club Black
At ₹50,000/month with 15% travel and 10% dining.
Tools for HDFC Infinia Metal Edition holders
Frequently asked
Is the HDFC Infinia Metal Edition worth the ₹12,500 fee?
It depends on your spend. The HDFC Infinia Metal Edition earns 3.33% base reward and waives the annual fee at ₹10,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for HDFC Infinia Metal Edition?
HDFC hasn't published a hard minimum income for HDFC Infinia Metal Edition. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on HDFC Infinia Metal Edition?
Best redemption is at Smartbuy flights/hotels, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on HDFC Infinia Metal Edition?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying HDFC Infinia Metal Edition's exact rate.
Reward rates and fees are sourced from HDFC's product page and may change. Always confirm with the card issuer before applying.