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Axis · Visa

Flipkart Axis Bank

Annual fee
₹500
Forex markup
Lounges (Dom/Intl)
4 / 0
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.50% travel · 1.50% dining · 1.50% base.

Net steady-state return
₹9,000 /year
1.50% effective · fee waived
Annual reward earned₹9,000
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹500
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

Where this card wins

Pages on CardPilot where Flipkart Axis Bank ranks #1 against every other card we track:

vs Swiggy HDFC Bank

At ₹50,000/month with 15% travel and 10% dining.

Metric
Flipkart Axis Bank
Swiggy HDFC Bank
Annual fee
₹500
₹500
Annual reward
₹9,000
₹6,000
Net /year (steady)
₹9,000
₹6,000
Forex markup

Tools for Flipkart Axis Bank holders

Frequently asked

Is the Flipkart Axis Bank worth the ₹500 fee?

It depends on your spend. The Flipkart Axis Bank earns 1.5% base reward and waives the annual fee at ₹2,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Flipkart Axis Bank?

Axis hasn't published a hard minimum income for Flipkart Axis Bank. Approval depends on credit score, existing relationship, and employment type.

How do I redeem points on Flipkart Axis Bank?

Best redemption is at Statement credit, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.

Verification date unknown

Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.