Card Pilot
Axis · Visa

Flipkart Axis Bank

Annual fee
₹500
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.50% travel · 1.50% dining · 1.50% base.

Net steady-state return
₹9,000 /year
1.50% effective · fee waived
Annual reward earned₹9,000
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹500
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

Where this card wins

Pages on CardPilot where Flipkart Axis Bank ranks #1 against every other card we track:

vs Swiggy HDFC Bank

At ₹50,000/month with 15% travel and 10% dining.

Metric
Flipkart Axis Bank
Swiggy HDFC Bank
Annual fee
₹500
₹500
Annual reward
₹9,000
₹6,000
Net /year (steady)
₹9,000
₹6,000
Forex markup

Tools for Flipkart Axis Bank holders

Frequently asked

Is the Flipkart Axis Bank worth the ₹500 fee?

It depends on your spend. The Flipkart Axis Bank earns 1.5% base reward and waives the annual fee at ₹2,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Flipkart Axis Bank?

Axis hasn't published a hard minimum income for Flipkart Axis Bank. Approval depends on credit score, existing relationship, and employment type.

How do I redeem points on Flipkart Axis Bank?

Best redemption is at Statement credit, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.

What is the forex markup on Flipkart Axis Bank?

Most Indian cards charge 1.5–3.5% forex markup. We're verifying Flipkart Axis Bank's exact rate.

Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.