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AU · Visa

CheQ AU Credit Card

India’s First LED Credit Card

Annual fee
₹499
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.

Net steady-state return
₹6,000 /year
1.00% effective · fee waived
Annual reward earned₹6,000
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Axis Bank ACE

At ₹50,000/month with 15% travel and 10% dining.

Metric
CheQ AU Credit Card
Axis Bank ACE
Annual fee
₹499
₹499
Annual reward
₹6,000
₹9,000
Net /year (steady)
₹6,000
₹9,000
Forex markup

Tools for CheQ AU Credit Card holders

Frequently asked

Is the CheQ AU Credit Card worth the ₹499 fee?

It depends on your spend. The CheQ AU Credit Card earns 1% base reward and waives the annual fee at ₹3,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for CheQ AU Credit Card?

AU hasn't published a hard minimum income for CheQ AU Credit Card. Approval depends on credit score, existing relationship, and employment type.

Verified todaylikelySource: www.au.bank.in

Reward rates and fees are sourced from AU's product page and may change. Always confirm with the card issuer before applying.