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Axis · Visa

Magnus Credit Card

Crafted for the Connoisseur in You

Annual fee
₹12,500
Forex markup
2%
Lounges (Dom/Intl)
— / —
Welcome benefit
₹12,500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.20% travel · 1.20% dining · 1.20% base.

Net steady-state return
−₹5,300 /year
1.20% effective · ₹12,500 fee
Annual reward earned₹7,200
Welcome benefit (year 1)One-time₹12,500
Annual fee−₹12,500
Skip this card at your spend.

The fee outweighs the rewards at ₹50,000/month. You'd need ~₹86,806/month to break even — likely not worth it for you.

vs HDFC Infinia Metal Edition

At ₹50,000/month with 15% travel and 10% dining.

Metric
Magnus Credit Card
HDFC Infinia Metal Edition
Annual fee
₹12,500
₹12,500
Annual reward
₹7,200
₹46,980
Net /year (steady)
−₹5,300
₹34,480
Forex markup
2%

Tools for Magnus Credit Card holders

Frequently asked

Is the Magnus Credit Card worth the ₹12,500 fee?

It depends on your spend. The Magnus Credit Card earns 1.2% base reward and waives the annual fee at ₹25,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Magnus Credit Card?

Axis typically requires a minimum income of ₹24,00,000/year for the Magnus Credit Card.

What is the forex markup on Magnus Credit Card?

Magnus Credit Card charges 2% forex markup on international transactions.

Verified 38 days agolikelySource: www.axis.bank.in

Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.