FIRST Select Credit Card
Celebrate every milestone with the perfect card
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.38% travel · 0.38% dining · 0.38% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Amazon Pay ICICI
At ₹50,000/month with 15% travel and 10% dining.
Tools for FIRST Select Credit Card holders
Frequently asked
Is the FIRST Select Credit Card worth the ₹0 fee?
It depends on your spend. The FIRST Select Credit Card earns 0.38% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for FIRST Select Credit Card?
IDFC First typically requires a minimum income of ₹12,00,000/year for the FIRST Select Credit Card.
What is the forex markup on FIRST Select Credit Card?
FIRST Select Credit Card charges 1.99% forex markup on international transactions.
Reward rates and fees are sourced from IDFC First's product page and may change. Always confirm with the card issuer before applying.