Business Multiplier Credit Card
A metal credit card for business payments
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.25% travel · 1.25% dining · 1.25% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs HDFC Millennia
At ₹50,000/month with 15% travel and 10% dining.
Tools for Business Multiplier Credit Card holders
Frequently asked
Is the Business Multiplier Credit Card worth the ₹1,000 fee?
It depends on your spend. The Business Multiplier Credit Card earns 1.25% base reward and waives the annual fee at ₹5,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Business Multiplier Credit Card?
IDFC First hasn't published a hard minimum income for Business Multiplier Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on Business Multiplier Credit Card?
Business Multiplier Credit Card charges 0% forex markup on international transactions — this card is built for international spending.
Reward rates and fees are sourced from IDFC First's product page and may change. Always confirm with the card issuer before applying.