ICICI Bank Coral Credit Card
The ICICI Bank Coral Credit Card offers lounge access, reward points on spends, and concierge services.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Flipkart Axis Bank
At ₹50,000/month with 15% travel and 10% dining.
Tools for ICICI Bank Coral Credit Card holders
Frequently asked
Is the ICICI Bank Coral Credit Card worth the ₹500 fee?
It depends on your spend. The ICICI Bank Coral Credit Card earns 0.5% base reward and waives the annual fee at ₹1,50,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for ICICI Bank Coral Credit Card?
ICICI typically requires a minimum income of ₹20,000/year for the ICICI Bank Coral Credit Card.
How do I redeem points on ICICI Bank Coral Credit Card?
Best redemption is at iShop rewards catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on ICICI Bank Coral Credit Card?
3.5%
Last verified: 2026-05-01. Reward rates and fees are sourced from ICICI's product page and may change. Always confirm with the card issuer before applying.