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AU · Visa

Zenith Credit Card

Get Premium Rewards Just Like You Lifestyle

Annual fee
₹7,999
Forex markup
1.99%
Lounges (Dom/Intl)
8 / 8
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.75% travel · 0.75% dining · 0.75% base.

Net steady-state return
₹4,500 /year
0.75% effective · fee waived
Annual reward earned₹4,500
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs MARQUÉE Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
Zenith Credit Card
MARQUÉE Credit Card
Annual fee
₹7,999
₹9,999
Annual reward
₹4,500
₹10,800
Net /year (steady)
₹4,500
₹801
Forex markup
1.99%
1%

Tools for Zenith Credit Card holders

Frequently asked

Is the Zenith Credit Card worth the ₹7,999 fee?

It depends on your spend. The Zenith Credit Card earns 0.75% base reward and waives the annual fee at ₹1,25,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Zenith Credit Card?

AU hasn't published a hard minimum income for Zenith Credit Card. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on Zenith Credit Card?

Zenith Credit Card charges 1.99% forex markup on international transactions.

Verified 38 days agolikelySource: www.au.bank.in

Reward rates and fees are sourced from AU's product page and may change. Always confirm with the card issuer before applying.