Zenith Credit Card
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Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.75% travel · 0.75% dining · 0.75% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs MARQUÉE Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Zenith Credit Card holders
Frequently asked
Is the Zenith Credit Card worth the ₹7,999 fee?
It depends on your spend. The Zenith Credit Card earns 0.75% base reward and waives the annual fee at ₹1,25,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Zenith Credit Card?
AU hasn't published a hard minimum income for Zenith Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on Zenith Credit Card?
Zenith Credit Card charges 1.99% forex markup on international transactions.
Reward rates and fees are sourced from AU's product page and may change. Always confirm with the card issuer before applying.