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Kotak · Visa

Solitaire Business Credit Card

Built to grow your business

Annual fee
Lifetime free
Forex markup
1.99%
Lounges (Dom/Intl)
1 / 1
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.17% travel · 0.17% dining · 0.17% base.

Net steady-state return
₹1,020 /year
0.17% effective · ₹0 fee
Annual reward earned₹1,020
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
Solitaire Business Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹1,020
₹6,000
Net /year (steady)
₹1,020
₹6,000
Forex markup
1.99%

Tools for Solitaire Business Credit Card holders

Frequently asked

Is the Solitaire Business Credit Card worth the ₹0 fee?

It depends on your spend. The Solitaire Business Credit Card earns 0.17% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for Solitaire Business Credit Card?

Kotak hasn't published a hard minimum income for Solitaire Business Credit Card. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on Solitaire Business Credit Card?

Solitaire Business Credit Card charges 1.99% forex markup on international transactions.

Verified 38 days agolikelySource: www.kotak.bank.in

Reward rates and fees are sourced from Kotak's product page and may change. Always confirm with the card issuer before applying.