SBI Card PULSE
For a journey towards a fitter you
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Doctor's SBI Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for SBI Card PULSE holders
Frequently asked
Is the SBI Card PULSE worth the ₹1,499 fee?
It depends on your spend. The SBI Card PULSE earns 0.5% base reward and waives the annual fee at ₹2,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for SBI Card PULSE?
SBI hasn't published a hard minimum income for SBI Card PULSE. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on SBI Card PULSE?
Best redemption is at Shop & Smile catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on SBI Card PULSE?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying SBI Card PULSE's exact rate.
Last verified: 2026-05-01. Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.