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Axis · Visa

MY ZONE EASY Credit Card

Get your Fixed Deposit backed secured credit card, with minimal documentation and guaranteed approval.

Annual fee
₹500
Forex markup
3.5%
Lounges (Dom/Intl)
0 / 0
Welcome benefit
₹1,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.40% travel · 0.40% dining · 0.40% base.

Net steady-state return
₹1,900 /year
0.40% effective · ₹500 fee
Annual reward earned₹2,400
Welcome benefit (year 1)One-time₹1,000
Annual fee−₹500
Joining fee (year 1 only)−₹500
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Swiggy HDFC Bank

At ₹50,000/month with 15% travel and 10% dining.

Metric
MY ZONE EASY Credit Card
Swiggy HDFC Bank
Annual fee
₹500
₹500
Annual reward
₹2,400
₹6,000
Net /year (steady)
₹1,900
₹6,000
Forex markup
3.5%

Tools for MY ZONE EASY Credit Card holders

Frequently asked

Is the MY ZONE EASY Credit Card worth the ₹500 fee?

It depends on your spend. The MY ZONE EASY Credit Card earns 0.4% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for MY ZONE EASY Credit Card?

Axis hasn't published a hard minimum income for MY ZONE EASY Credit Card. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on MY ZONE EASY Credit Card?

MY ZONE EASY Credit Card charges 3.5% forex markup on international transactions.

Verified todaylikelySource: www.axis.bank.in

Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.