Tata Neu Plus HDFC Bank Credit Card
Up to 7% back in NeuCoins on the Tata Neu app
Applying via this link supports CardPilot.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank ACE
At ₹50,000/month with 15% travel and 10% dining.
Tools for Tata Neu Plus HDFC Bank Credit Card holders
Frequently asked
Is the Tata Neu Plus HDFC Bank Credit Card worth the ₹499 fee?
It depends on your spend. The Tata Neu Plus HDFC Bank Credit Card earns 1% base reward and waives the annual fee at ₹1,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Tata Neu Plus HDFC Bank Credit Card?
HDFC typically requires a minimum income of ₹6,00,000/year for the Tata Neu Plus HDFC Bank Credit Card.
How do I redeem points on Tata Neu Plus HDFC Bank Credit Card?
Best redemption is at Tata Neu app, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on Tata Neu Plus HDFC Bank Credit Card?
Tata Neu Plus HDFC Bank Credit Card charges 3.5% forex markup on international transactions.
Applying via this link supports CardPilot.
Reward rates and fees are sourced from HDFC's product page and may change. Always confirm with the card issuer before applying.