Card PilotOptimize Now
Yes · Mastercard

YES First Exclusive Credit Card Nri

Discover unparalleled rewards and benefits with the YES First Exclusive Credit Card

Annual fee
₹1,999
Forex markup
1.75%
Lounges (Dom/Intl)
0 / 0
Welcome benefit
₹500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.20% travel · 1.20% dining · 1.20% base.

Net steady-state return
₹7,200 /year
1.20% effective · fee waived
Annual reward earned₹7,200
Welcome benefit (year 1)One-time₹500
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹1,999
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs American Express MRCC

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES First Exclusive Credit Card Nri
American Express MRCC
Annual fee
₹1,999
₹1,500
Annual reward
₹7,200
₹3,000
Net /year (steady)
₹7,200
₹3,000
Forex markup
1.75%

Tools for YES First Exclusive Credit Card Nri holders

Frequently asked

Is the YES First Exclusive Credit Card Nri worth the ₹1,999 fee?

It depends on your spend. The YES First Exclusive Credit Card Nri earns 1.2% base reward and waives the annual fee at ₹40,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES First Exclusive Credit Card Nri?

Yes typically requires a minimum income of ₹2,00,000/year for the YES First Exclusive Credit Card Nri.

What is the forex markup on YES First Exclusive Credit Card Nri?

YES First Exclusive Credit Card Nri charges 1.75% forex markup on international transactions.

Verified todaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.