Card PilotOptimize Now
Yes · Mastercard

YES First Exclusive Credit Card Nri

Discover unparalleled rewards and benefits with the YES First Exclusive Credit Card

Annual fee
₹1,999
Forex markup
1.75%
Lounges (Dom/Intl)
0 / 0
Welcome benefit
₹500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.20% travel · 1.20% dining · 1.20% base.

Net steady-state return
₹7,200 /year
1.20% effective · fee waived
Annual reward earned₹7,200
Welcome benefit (year 1)One-time₹500
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹1,999
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs American Express MRCC

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES First Exclusive Credit Card Nri
American Express MRCC
Annual fee
₹1,999
₹1,500
Annual reward
₹7,200
₹3,000
Net /year (steady)
₹7,200
₹3,000
Forex markup
1.75%

Tools for YES First Exclusive Credit Card Nri holders

Frequently asked

Is the YES First Exclusive Credit Card Nri worth the ₹1,999 fee?

It depends on your spend. The YES First Exclusive Credit Card Nri earns 1.2% base reward and waives the annual fee at ₹40,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES First Exclusive Credit Card Nri?

Yes hasn't published a hard minimum income for YES First Exclusive Credit Card Nri. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on YES First Exclusive Credit Card Nri?

YES First Exclusive Credit Card Nri charges 1.75% forex markup on international transactions.

Verified yesterdaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.