SBI Card Miles Elite
Discover it all
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.75% travel · 0.75% dining · 0.75% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹55,544/month to break even — likely not worth it for you.
vs AU Traverse Credit Card for NRIs
At ₹50,000/month with 15% travel and 10% dining.
Tools for SBI Card Miles Elite holders
Frequently asked
Is the SBI Card Miles Elite worth the ₹4,999 fee?
It depends on your spend. The SBI Card Miles Elite earns 0.75% base reward and waives the annual fee at ₹15,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for SBI Card Miles Elite?
SBI hasn't published a hard minimum income for SBI Card Miles Elite. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on SBI Card Miles Elite?
SBI Card Miles Elite charges 1.99% forex markup on international transactions.
Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.