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AU · Visa

AU Traverse Credit Card for NRIs

Your World Is Global, And So Are Your Needs

Annual fee
₹4,999
Forex markup
0.99%
Lounges (Dom/Intl)
2 / 2
Welcome benefit
₹5,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.

Net steady-state return
₹3,000 /year
0.50% effective · fee waived
Annual reward earned₹3,000
Welcome benefit (year 1)One-time₹5,000
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs SBI Card ELITE

At ₹50,000/month with 15% travel and 10% dining.

Metric
AU Traverse Credit Card for NRIs
SBI Card ELITE
Annual fee
₹4,999
₹4,999
Annual reward
₹3,000
₹3,000
Net /year (steady)
₹3,000
−₹1,999
Forex markup
0.99%
1.99%

Tools for AU Traverse Credit Card for NRIs holders

Frequently asked

Is the AU Traverse Credit Card for NRIs worth the ₹4,999 fee?

It depends on your spend. The AU Traverse Credit Card for NRIs earns 0.5% base reward and waives the annual fee at ₹6,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for AU Traverse Credit Card for NRIs?

AU hasn't published a hard minimum income for AU Traverse Credit Card for NRIs. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on AU Traverse Credit Card for NRIs?

AU Traverse Credit Card for NRIs charges 0.99% forex markup on international transactions.

Verified todaylikelySource: www.au.bank.in

Reward rates and fees are sourced from AU's product page and may change. Always confirm with the card issuer before applying.