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Yes · Visa

Yes Bank Card

The Future of Banking

Annual fee
Lifetime free
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.20% travel · 0.20% dining · 0.20% base.

Net steady-state return
₹1,200 /year
0.20% effective · ₹0 fee
Annual reward earned₹1,200
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
Yes Bank Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹1,200
₹6,000
Net /year (steady)
₹1,200
₹6,000
Forex markup

Tools for Yes Bank Card holders

Frequently asked

Is the Yes Bank Card worth the ₹0 fee?

It depends on your spend. The Yes Bank Card earns 0.2% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for Yes Bank Card?

Yes hasn't published a hard minimum income for Yes Bank Card. Approval depends on credit score, existing relationship, and employment type.

Verified 38 days agolikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.