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SBI · Visa

KVB SBI Signature Card

Smart Choices Deserve Smart Rewards

Annual fee
₹4,999
Forex markup
Lounges (Dom/Intl)
8 / —
Welcome benefit
₹5,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.

Net steady-state return
₹3,000 /year
0.50% effective · fee waived
Annual reward earned₹3,000
Welcome benefit (year 1)One-time₹5,000
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹4,999
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs AU Traverse Credit Card for NRIs

At ₹50,000/month with 15% travel and 10% dining.

Metric
KVB SBI Signature Card
AU Traverse Credit Card for NRIs
Annual fee
₹4,999
₹4,999
Annual reward
₹3,000
₹3,000
Net /year (steady)
₹3,000
₹3,000
Forex markup
0.99%

Tools for KVB SBI Signature Card holders

Frequently asked

Is the KVB SBI Signature Card worth the ₹4,999 fee?

It depends on your spend. The KVB SBI Signature Card earns 0.5% base reward and waives the annual fee at ₹2,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for KVB SBI Signature Card?

SBI hasn't published a hard minimum income for KVB SBI Signature Card. Approval depends on credit score, existing relationship, and employment type.

Verified 38 days agolikelySource: www.sbicard.com

Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.