ICICI Bank Expressions Credit Card
Personalize your card to match your style while enjoying exciting benefits.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.25% travel · 0.25% dining · 0.25% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank ACE
At ₹50,000/month with 15% travel and 10% dining.
Tools for ICICI Bank Expressions Credit Card holders
Frequently asked
Is the ICICI Bank Expressions Credit Card worth the ₹499 fee?
It depends on your spend. The ICICI Bank Expressions Credit Card earns 0.25% base reward and waives the annual fee at ₹1,50,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for ICICI Bank Expressions Credit Card?
ICICI hasn't published a hard minimum income for ICICI Bank Expressions Credit Card. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on ICICI Bank Expressions Credit Card?
Best redemption is at iShop rewards catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on ICICI Bank Expressions Credit Card?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying ICICI Bank Expressions Credit Card's exact rate.
Last verified: 2026-05-01. Reward rates and fees are sourced from ICICI's product page and may change. Always confirm with the card issuer before applying.