HSBC TravelOne Credit Card
Instant reward redemption with an extensive selection of airline and hotel partners.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹83,317/month to break even — likely not worth it for you.
vs SBI Card ELITE
At ₹50,000/month with 15% travel and 10% dining.
Tools for HSBC TravelOne Credit Card holders
Frequently asked
Is the HSBC TravelOne Credit Card worth the ₹4,999 fee?
It depends on your spend. The HSBC TravelOne Credit Card earns 0.5% base reward and waives the annual fee at ₹8,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for HSBC TravelOne Credit Card?
HSBC typically requires a minimum income of ₹6,00,000/year for the HSBC TravelOne Credit Card.
Reward rates and fees are sourced from HSBC's product page and may change. Always confirm with the card issuer before applying.