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SBI · Visa

SimplyCLICK SBI Card

Check out with 10x Reward Points

Annual fee
₹499
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit
₹500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.25% travel · 0.25% dining · 0.25% base.

Net steady-state return
₹1,500 /year
0.25% effective · fee waived
Annual reward earned₹1,500
Welcome benefit (year 1)One-time₹500
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Axis Bank ACE

At ₹50,000/month with 15% travel and 10% dining.

Metric
SimplyCLICK SBI Card
Axis Bank ACE
Annual fee
₹499
₹499
Annual reward
₹1,500
₹9,000
Net /year (steady)
₹1,500
₹9,000
Forex markup

Tools for SimplyCLICK SBI Card holders

Frequently asked

Is the SimplyCLICK SBI Card worth the ₹499 fee?

It depends on your spend. The SimplyCLICK SBI Card earns 0.25% base reward and waives the annual fee at ₹1,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for SimplyCLICK SBI Card?

SBI hasn't published a hard minimum income for SimplyCLICK SBI Card. Approval depends on credit score, existing relationship, and employment type.

Verified 38 days agolikelySource: www.sbicard.com

Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.