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Axis · Visa

Axis Bank Select Credit Card

Enjoy exclusive rewards and benefits.

Annual fee
₹3,000
Forex markup
3.5%
Lounges (Dom/Intl)
2 / 12
Welcome benefit
₹2,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.

Net steady-state return
₹3,000 /year
1.00% effective · ₹3,000 fee
Annual reward earned₹6,000
Welcome benefit (year 1)One-time₹2,000
Annual fee−₹3,000
Joining fee (year 1 only)−₹3,000
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Kotak White Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
Axis Bank Select Credit Card
Kotak White Credit Card
Annual fee
₹3,000
₹3,000
Annual reward
₹6,000
₹1,500
Net /year (steady)
₹3,000
₹1,500
Forex markup
3.5%

Tools for Axis Bank Select Credit Card holders

Frequently asked

Is the Axis Bank Select Credit Card worth the ₹3,000 fee?

It depends on your spend. The Axis Bank Select Credit Card earns 1% base reward and waives the annual fee at ₹8,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Axis Bank Select Credit Card?

Axis typically requires a minimum income of ₹6,00,000/year for the Axis Bank Select Credit Card.

What is the forex markup on Axis Bank Select Credit Card?

Axis Bank Select Credit Card charges 3.5% forex markup on international transactions.

Verified 38 days agolikelySource: www.axis.bank.in

Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.