Reliance SBI Card
Embark on a journey of rewards and privileges
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.25% travel · 0.25% dining · 0.25% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank ACE
At ₹50,000/month with 15% travel and 10% dining.
Tools for Reliance SBI Card holders
Frequently asked
Is the Reliance SBI Card worth the ₹499 fee?
It depends on your spend. The Reliance SBI Card earns 0.25% base reward and waives the annual fee at ₹1,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Reliance SBI Card?
SBI hasn't published a hard minimum income for Reliance SBI Card. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on Reliance SBI Card?
Best redemption is at Shop & Smile catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on Reliance SBI Card?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying Reliance SBI Card's exact rate.
Last verified: 2026-05-01. Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.