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IndusInd · Mastercard

Pinnacle Credit Card

A luxurious range of lifestyle and travel privileges await you!

Annual fee
Lifetime free
Forex markup
Lounges (Dom/Intl)
1 / 1
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.60% travel · 0.60% dining · 0.60% base.

Net steady-state return
₹3,600 /year
0.60% effective · ₹0 fee
Annual reward earned₹3,600
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
Pinnacle Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹3,600
₹6,000
Net /year (steady)
₹3,600
₹6,000
Forex markup

Tools for Pinnacle Credit Card holders

Frequently asked

Is the Pinnacle Credit Card worth the ₹0 fee?

It depends on your spend. The Pinnacle Credit Card earns 0.6% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for Pinnacle Credit Card?

IndusInd typically requires a minimum income of ₹10,00,000/year for the Pinnacle Credit Card.

Verified 38 days agolikelySource: www.indusind.com

Reward rates and fees are sourced from IndusInd's product page and may change. Always confirm with the card issuer before applying.