American Express® Platinum Travel Credit Card
Welcome Gift 10,000 Membership Rewards points redeemable for Platinum Travel Collection
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank Atlas
At ₹50,000/month with 15% travel and 10% dining.
Tools for American Express® Platinum Travel Credit Card holders
Frequently asked
Is the American Express® Platinum Travel Credit Card worth the ₹5,000 fee?
It depends on your spend. The American Express® Platinum Travel Credit Card earns 0.5% base reward and waives the annual fee at ₹15,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for American Express® Platinum Travel Credit Card?
American Express typically requires a minimum income of ₹6,00,000/year for the American Express® Platinum Travel Credit Card.
Reward rates and fees are sourced from American Express's product page and may change. Always confirm with the card issuer before applying.