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HDFC · Visa / RuPay

Tata Neu Infinity HDFC Bank Credit Card

Up to 10% back in NeuCoins across Tata brands

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Annual fee
₹1,499
Forex markup
2%
Lounges (Dom/Intl)
8 / 4
Welcome benefit
₹1,499

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.50% travel · 1.50% dining · 1.50% base.

Net steady-state return
₹9,000 /year
1.50% effective · fee waived
Annual reward earned₹9,000
Welcome benefit (year 1)One-time₹1,499
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹1,499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs American Express MRCC

At ₹50,000/month with 15% travel and 10% dining.

Metric
Tata Neu Infinity HDFC Bank Credit Card
American Express MRCC
Annual fee
₹1,499
₹1,500
Annual reward
₹9,000
₹3,000
Net /year (steady)
₹9,000
₹3,000
Forex markup
2%

Tools for Tata Neu Infinity HDFC Bank Credit Card holders

Frequently asked

Is the Tata Neu Infinity HDFC Bank Credit Card worth the ₹1,499 fee?

It depends on your spend. The Tata Neu Infinity HDFC Bank Credit Card earns 1.5% base reward and waives the annual fee at ₹3,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Tata Neu Infinity HDFC Bank Credit Card?

HDFC typically requires a minimum income of ₹12,00,000/year for the Tata Neu Infinity HDFC Bank Credit Card.

How do I redeem points on Tata Neu Infinity HDFC Bank Credit Card?

Best redemption is at Tata Neu app, where 1 point ≈ ₹1. Other paths (statement credit, vouchers) usually return less.

What is the forex markup on Tata Neu Infinity HDFC Bank Credit Card?

Tata Neu Infinity HDFC Bank Credit Card charges 2% forex markup on international transactions.

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Applying via this link supports CardPilot.

Verified 38 days agolikelySource: www.hdfc.bank.in

Reward rates and fees are sourced from HDFC's product page and may change. Always confirm with the card issuer before applying.