Platinum Chip Credit Card
Cost-free Credit Card with rewards on every purchase
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs YES Bank ZAGG Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Platinum Chip Credit Card holders
Frequently asked
Is the Platinum Chip Credit Card worth the ₹0 fee?
It depends on your spend. The Platinum Chip Credit Card earns 0.5% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for Platinum Chip Credit Card?
ICICI typically requires a minimum income of ₹20,000/year for the Platinum Chip Credit Card.
What is the forex markup on Platinum Chip Credit Card?
Platinum Chip Credit Card charges 3.5% forex markup on international transactions.
Reward rates and fees are sourced from ICICI's product page and may change. Always confirm with the card issuer before applying.