Card Pilot
Yes · Visa

YES Bank ZAGG Credit Card

Zero Annual Fees

Annual fee
Lifetime free
Forex markup
1.99%
Lounges (Dom/Intl)
2 / 1
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.20% travel · 0.20% dining · 0.20% base.

Net steady-state return
₹1,200 /year
0.20% effective · fee waived
Annual reward earned₹1,200
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES Bank ZAGG Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹1,200
₹6,000
Net /year (steady)
₹1,200
₹6,000
Forex markup
1.99%

Tools for YES Bank ZAGG Credit Card holders

Frequently asked

Is the YES Bank ZAGG Credit Card worth the ₹0 fee?

It depends on your spend. The YES Bank ZAGG Credit Card earns 0.2% base reward and waives the annual fee at ₹50,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES Bank ZAGG Credit Card?

Yes hasn't published a hard minimum income for YES Bank ZAGG Credit Card. Approval depends on credit score, existing relationship, and employment type.

How do I redeem points on YES Bank ZAGG Credit Card?

Best redemption is at Yes Privileges catalog, where 1 point ≈ ₹0.2. Other paths (statement credit, vouchers) usually return less.

What is the forex markup on YES Bank ZAGG Credit Card?

1.99%

Last verified: 2026-05-01. Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.