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Yes · Mastercard

YES BANK Paisabazaar PaisaSave Credit Card

This co-branded credit card is brought to you in collaboration with our partner paisabazaar.

Annual fee
₹499
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.20% travel · 1.20% dining · 1.20% base.

Net steady-state return
₹7,200 /year
1.20% effective · fee waived
Annual reward earned₹7,200
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Axis Bank ACE

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES BANK Paisabazaar PaisaSave Credit Card
Axis Bank ACE
Annual fee
₹499
₹499
Annual reward
₹7,200
₹9,000
Net /year (steady)
₹7,200
₹9,000
Forex markup

Tools for YES BANK Paisabazaar PaisaSave Credit Card holders

Frequently asked

Is the YES BANK Paisabazaar PaisaSave Credit Card worth the ₹499 fee?

It depends on your spend. The YES BANK Paisabazaar PaisaSave Credit Card earns 1.2% base reward and waives the annual fee at ₹1,20,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES BANK Paisabazaar PaisaSave Credit Card?

Yes typically requires a minimum income of ₹25,000/year for the YES BANK Paisabazaar PaisaSave Credit Card.

Verified todaylikelySource: www.yesbank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.