Kotak NRI Royale Signature Credit Card
Indulge yourself as an NRI without limits with a credit card that makes every detail exceptional.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.13% travel · 0.13% dining · 0.13% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹64,103/month to break even — likely not worth it for you.
vs HDFC Millennia
At ₹50,000/month with 15% travel and 10% dining.
Tools for Kotak NRI Royale Signature Credit Card holders
Frequently asked
Is the Kotak NRI Royale Signature Credit Card worth the ₹1,000 fee?
It depends on your spend. The Kotak NRI Royale Signature Credit Card earns 0.13% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for Kotak NRI Royale Signature Credit Card?
Kotak hasn't published a hard minimum income for Kotak NRI Royale Signature Credit Card. Approval depends on credit score, existing relationship, and employment type.
Reward rates and fees are sourced from Kotak's product page and may change. Always confirm with the card issuer before applying.