Horizon Credit Card
Experience ultimate travel luxury
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.40% travel · 0.40% dining · 0.40% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹62,500/month to break even — likely not worth it for you.
vs Kotak White Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Horizon Credit Card holders
Frequently asked
Is the Horizon Credit Card worth the ₹3,000 fee?
It depends on your spend. The Horizon Credit Card earns 0.4% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for Horizon Credit Card?
Axis hasn't published a hard minimum income for Horizon Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on Horizon Credit Card?
Horizon Credit Card charges 3.5% forex markup on international transactions.
Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.