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Yes · Mastercard

Wellness Plus Credit Card

Your all-in-one solution to help you on your self-care journey

Annual fee
₹1,499
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit
₹500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.60% travel · 0.60% dining · 0.60% base.

Net steady-state return
₹2,101 /year
0.60% effective · ₹1,499 fee
Annual reward earned₹3,600
Welcome benefit (year 1)One-time₹500
Annual fee−₹1,499
Joining fee (year 1 only)−₹1,499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Doctor's SBI Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
Wellness Plus Credit Card
Doctor's SBI Card
Annual fee
₹1,499
₹1,499
Annual reward
₹3,600
₹1,500
Net /year (steady)
₹2,101
₹1,500
Forex markup

Tools for Wellness Plus Credit Card holders

Frequently asked

Is the Wellness Plus Credit Card worth the ₹1,499 fee?

It depends on your spend. The Wellness Plus Credit Card earns 0.6% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for Wellness Plus Credit Card?

Yes typically requires a minimum income of ₹2,40,000/year for the Wellness Plus Credit Card.

Verified todaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.