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SBI · Visa

Apollo SBI Card SELECT

Up to 25% value back on Apollo 24|7 and Apollo Pharmacy

Annual fee
₹1,499
Forex markup
Lounges (Dom/Intl)
4 / 2
Welcome benefit
₹1,500

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.12% travel · 0.12% dining · 0.12% base.

Net steady-state return
₹720 /year
0.12% effective · fee waived
Annual reward earned₹720
Welcome benefit (year 1)One-time₹1,500
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹1,499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Wellness Plus Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
Apollo SBI Card SELECT
Wellness Plus Credit Card
Annual fee
₹1,499
₹1,499
Annual reward
₹720
₹3,600
Net /year (steady)
₹720
₹2,101
Forex markup

Tools for Apollo SBI Card SELECT holders

Frequently asked

Is the Apollo SBI Card SELECT worth the ₹1,499 fee?

It depends on your spend. The Apollo SBI Card SELECT earns 0.12% base reward and waives the annual fee at ₹3,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for Apollo SBI Card SELECT?

SBI hasn't published a hard minimum income for Apollo SBI Card SELECT. Approval depends on credit score, existing relationship, and employment type.

Verified todaylikelySource: www.sbicard.com

Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.