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HSBC · Visa

HSBC Visa Platinum Credit Card

The credit card that brings you the best of the best with exciting rewards and exclusive privileges.

Annual fee
Lifetime free
Forex markup
—
Lounges (Dom/Intl)
— / —
Welcome benefit
₹2,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.33% travel · 0.33% dining · 0.33% base.

Net steady-state return
₹1,980 /year
0.33% effective · ₹0 fee
Annual reward earned₹1,980
Welcome benefit (year 1)One-time₹2,000
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
HSBC Visa Platinum Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹1,980
₹6,000
Net /year (steady)
₹1,980
₹6,000
Forex markup
—
—

Tools for HSBC Visa Platinum Credit Card holders

Frequently asked

Is the HSBC Visa Platinum Credit Card worth the ₹0 fee?

It depends on your spend. The HSBC Visa Platinum Credit Card earns 0.33% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for HSBC Visa Platinum Credit Card?

HSBC typically requires a minimum income of ₹6,00,000/year for the HSBC Visa Platinum Credit Card.

✓ Verified yesterdaylikelySource: www.hsbc.co.in ↗

Reward rates and fees are sourced from HSBC's product page and may change. Always confirm with the card issuer before applying.