Card PilotOptimize Now
HSBC · Visa

HSBC Visa Platinum Credit Card

The credit card that brings you the best of the best with exciting rewards and exclusive privileges.

Annual fee
Lifetime free
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit
₹2,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.33% travel · 0.33% dining · 0.33% base.

Net steady-state return
₹1,980 /year
0.33% effective · ₹0 fee
Annual reward earned₹1,980
Welcome benefit (year 1)One-time₹2,000
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
HSBC Visa Platinum Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹1,980
₹6,000
Net /year (steady)
₹1,980
₹6,000
Forex markup

Tools for HSBC Visa Platinum Credit Card holders

Frequently asked

Is the HSBC Visa Platinum Credit Card worth the ₹0 fee?

It depends on your spend. The HSBC Visa Platinum Credit Card earns 0.33% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for HSBC Visa Platinum Credit Card?

HSBC typically requires a minimum income of ₹6,00,000/year for the HSBC Visa Platinum Credit Card.

Verified todaylikelySource: www.hsbc.co.in

Reward rates and fees are sourced from HSBC's product page and may change. Always confirm with the card issuer before applying.