NEO Credit Card
Lifetime free Credit Card
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.10% travel · 0.10% dining · 0.10% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Shaurya SBI Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for NEO Credit Card holders
Frequently asked
Is the NEO Credit Card worth the ₹250 fee?
It depends on your spend. The NEO Credit Card earns 0.1% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for NEO Credit Card?
Axis hasn't published a hard minimum income for NEO Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on NEO Credit Card?
NEO Credit Card charges 3.5% forex markup on international transactions.
Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.