Shaurya SBI Card
Proud to serve those who serve the nation
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.25% travel · 0.25% dining · 0.25% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank ACE
At ₹50,000/month with 15% travel and 10% dining.
Tools for Shaurya SBI Card holders
Frequently asked
Is the Shaurya SBI Card worth the ₹250 fee?
It depends on your spend. The Shaurya SBI Card earns 0.25% base reward and waives the annual fee at ₹50,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Shaurya SBI Card?
SBI hasn't published a hard minimum income for Shaurya SBI Card. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on Shaurya SBI Card?
Best redemption is at Shop & Smile catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on Shaurya SBI Card?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying Shaurya SBI Card's exact rate.
Last verified: 2026-05-01. Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.