FIRST Power+ Credit Card
A Credit Card that Powers your Savings & Lifestyle
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.25% travel · 1.25% dining · 1.25% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Axis Bank ACE
At ₹50,000/month with 15% travel and 10% dining.
Tools for FIRST Power+ Credit Card holders
Frequently asked
Is the FIRST Power+ Credit Card worth the ₹499 fee?
It depends on your spend. The FIRST Power+ Credit Card earns 1.25% base reward and waives the annual fee at ₹1,50,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for FIRST Power+ Credit Card?
IDFC First typically requires a minimum income of ₹3,00,000/year for the FIRST Power+ Credit Card, with a CIBIL score of 730+.
Reward rates and fees are sourced from IDFC First's product page and may change. Always confirm with the card issuer before applying.