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HDFC · Visa / RuPay

PIXEL Go Credit Card

Digital-first card with rewards & easy EMIs

Annual fee
₹250
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.

Net steady-state return
₹6,000 /year
1.00% effective · fee waived
Annual reward earned₹6,000
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹250
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Shaurya SBI Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
PIXEL Go Credit Card
Shaurya SBI Card
Annual fee
₹250
₹250
Annual reward
₹6,000
₹1,500
Net /year (steady)
₹6,000
₹1,500
Forex markup

Tools for PIXEL Go Credit Card holders

Frequently asked

Is the PIXEL Go Credit Card worth the ₹250 fee?

It depends on your spend. The PIXEL Go Credit Card earns 1% base reward and waives the annual fee at ₹90,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for PIXEL Go Credit Card?

HDFC typically requires a minimum income of ₹12,000/year for the PIXEL Go Credit Card.

Verified 38 days agolikelySource: www.hdfcbank.com

Reward rates and fees are sourced from HDFC's product page and may change. Always confirm with the card issuer before applying.