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IndusInd · Visa

IndusInd Bank Avios Visa Infinite Credit Card

Reimagine your international travel. Open doors to a unique experience.

Annual fee
Lifetime free
Forex markup
1.5%
Lounges (Dom/Intl)
2 / 2
Welcome benefit
₹20,000

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.60% travel · 0.60% dining · 0.60% base.

Net steady-state return
₹3,600 /year
0.60% effective · ₹0 fee
Annual reward earned₹3,600
Welcome benefit (year 1)One-time₹20,000
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
IndusInd Bank Avios Visa Infinite Credit Card
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹3,600
₹6,000
Net /year (steady)
₹3,600
₹6,000
Forex markup
1.5%

Tools for IndusInd Bank Avios Visa Infinite Credit Card holders

Frequently asked

Is the IndusInd Bank Avios Visa Infinite Credit Card worth the ₹0 fee?

It depends on your spend. The IndusInd Bank Avios Visa Infinite Credit Card earns 0.6% base reward and waives the annual fee at ₹8,00,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for IndusInd Bank Avios Visa Infinite Credit Card?

IndusInd hasn't published a hard minimum income for IndusInd Bank Avios Visa Infinite Credit Card. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on IndusInd Bank Avios Visa Infinite Credit Card?

IndusInd Bank Avios Visa Infinite Credit Card charges 1.5% forex markup on international transactions.

Verified 38 days agolikelySource: www.indusind.com

Reward rates and fees are sourced from IndusInd's product page and may change. Always confirm with the card issuer before applying.