Zenith⁺ Credit Card
The Crowning Symbol Of Success
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.25% travel · 0.25% dining · 0.25% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹1,66,633/month to break even — likely not worth it for you.
vs SBI Card ELITE
At ₹50,000/month with 15% travel and 10% dining.
Tools for Zenith⁺ Credit Card holders
Frequently asked
Is the Zenith⁺ Credit Card worth the ₹4,999 fee?
It depends on your spend. The Zenith⁺ Credit Card earns 0.25% base reward and waives the annual fee at ₹8,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Zenith⁺ Credit Card?
AU typically requires a minimum income of ₹2,50,000/year for the Zenith⁺ Credit Card.
What is the forex markup on Zenith⁺ Credit Card?
Zenith⁺ Credit Card charges 0.99% forex markup on international transactions.
Reward rates and fees are sourced from AU's product page and may change. Always confirm with the card issuer before applying.