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Yes · Visa

YES Prosperity Business Credit Card

Welcome to a world of possibilities with exclusive benefits and rewards for your business needs

Annual fee
₹499
Forex markup
2.5%
Lounges (Dom/Intl)
1 / —
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.80% travel · 0.80% dining · 0.80% base.

Net steady-state return
₹4,800 /year
0.80% effective · fee waived
Annual reward earned₹4,800
Annual fee₹0 (waived)
Joining fee (year 1 only)−₹499
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Axis Bank ACE

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES Prosperity Business Credit Card
Axis Bank ACE
Annual fee
₹499
₹499
Annual reward
₹4,800
₹9,000
Net /year (steady)
₹4,800
₹9,000
Forex markup
2.5%

Tools for YES Prosperity Business Credit Card holders

Frequently asked

Is the YES Prosperity Business Credit Card worth the ₹499 fee?

It depends on your spend. The YES Prosperity Business Credit Card earns 0.8% base reward and waives the annual fee at ₹10,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES Prosperity Business Credit Card?

Yes typically requires a minimum income of ₹7,50,000/year for the YES Prosperity Business Credit Card.

What is the forex markup on YES Prosperity Business Credit Card?

YES Prosperity Business Credit Card charges 2.5% forex markup on international transactions.

Verified todaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.