HSBC Live+ Credit Card
Dine, shop and have fun with extra cashback.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.50% travel · 1.50% dining · 1.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs FIRST Business Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for HSBC Live+ Credit Card holders
Frequently asked
Is the HSBC Live+ Credit Card worth the ₹999 fee?
It depends on your spend. The HSBC Live+ Credit Card earns 1.5% base reward and waives the annual fee at ₹2,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for HSBC Live+ Credit Card?
HSBC typically requires a minimum income of ₹6,00,000/year for the HSBC Live+ Credit Card.
Reward rates and fees are sourced from HSBC's product page and may change. Always confirm with the card issuer before applying.