My Zone Credit Card
Unlock exclusive rewards and benefits with My Zone Credit Card.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.40% travel · 0.40% dining · 0.40% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs Swiggy HDFC Bank
At ₹50,000/month with 15% travel and 10% dining.
Tools for My Zone Credit Card holders
Frequently asked
Is the My Zone Credit Card worth the ₹500 fee?
It depends on your spend. The My Zone Credit Card earns 0.4% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for My Zone Credit Card?
Axis hasn't published a hard minimum income for My Zone Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on My Zone Credit Card?
My Zone Credit Card charges 3.5% forex markup on international transactions.
Reward rates and fees are sourced from Axis's product page and may change. Always confirm with the card issuer before applying.