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Yes · RuPay

YES BANK POP-CLUB Credit Card

Rewards everywhere, always

Annual fee
₹399
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit
₹400

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 2.00% travel · 2.00% dining · 2.00% base.

Net steady-state return
₹12,000 /year
2.00% effective · fee waived
Annual reward earned₹12,000
Welcome benefit (year 1)One-time₹400
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs IndianOil Fuel Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES BANK POP-CLUB Credit Card
IndianOil Fuel Credit Card
Annual fee
₹399
₹449
Annual reward
₹12,000
₹1,980
Net /year (steady)
₹12,000
₹1,980
Forex markup

Tools for YES BANK POP-CLUB Credit Card holders

Frequently asked

Is the YES BANK POP-CLUB Credit Card worth the ₹399 fee?

It depends on your spend. The YES BANK POP-CLUB Credit Card earns 2% base reward and waives the annual fee at ₹1,50,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES BANK POP-CLUB Credit Card?

Yes typically requires a minimum income of ₹25,000/year for the YES BANK POP-CLUB Credit Card.

Verified todaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.