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Yes · RuPay

YES BANK POP-CLUB Credit Card

Rewards everywhere, always

Annual fee
₹399
Forex markup
Lounges (Dom/Intl)
— / —
Welcome benefit
₹400

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.40% travel · 0.40% dining · 0.40% base.

Net steady-state return
₹2,400 /year
0.40% effective · fee waived
Annual reward earned₹2,400
Welcome benefit (year 1)One-time₹400
Annual fee₹0 (waived)
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs IndianOil Fuel Credit Card

At ₹50,000/month with 15% travel and 10% dining.

Metric
YES BANK POP-CLUB Credit Card
IndianOil Fuel Credit Card
Annual fee
₹399
₹449
Annual reward
₹2,400
₹3,000
Net /year (steady)
₹2,400
₹3,000
Forex markup

Tools for YES BANK POP-CLUB Credit Card holders

Frequently asked

Is the YES BANK POP-CLUB Credit Card worth the ₹399 fee?

It depends on your spend. The YES BANK POP-CLUB Credit Card earns 0.4% base reward and waives the annual fee at ₹1,50,000 of yearly spend. Use the break-even calculator above to see your specific number.

What is the eligibility for YES BANK POP-CLUB Credit Card?

Yes typically requires a minimum income of ₹3,00,000/year for the YES BANK POP-CLUB Credit Card.

Verified yesterdaylikelySource: www.yes.bank.in

Reward rates and fees are sourced from Yes's product page and may change. Always confirm with the card issuer before applying.