Diners Club Black METAL Credit Card
Luxury, Without Limits.
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 1.00% travel · 1.00% dining · 1.00% base.
The fee outweighs the rewards at ₹50,000/month. You'd need ~₹83,333/month to break even — likely not worth it for you.
vs Magnus Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Diners Club Black METAL Credit Card holders
Frequently asked
Is the Diners Club Black METAL Credit Card worth the ₹10,000 fee?
It depends on your spend. The Diners Club Black METAL Credit Card earns 1% base reward and waives the annual fee at ₹8,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for Diners Club Black METAL Credit Card?
HDFC typically requires a minimum income of ₹2,50,000/year for the Diners Club Black METAL Credit Card.
What is the forex markup on Diners Club Black METAL Credit Card?
Diners Club Black METAL Credit Card charges 2% forex markup on international transactions.
Reward rates and fees are sourced from HDFC's product page and may change. Always confirm with the card issuer before applying.